Living here
Cost of living in Atlantic City
Housing is cheaper than the US average. Rents, home prices, taxes and how far a paycheck goes.
Median rent
$1,084/mo
20% below US
Median home value
$189,600
38% below US
Median household income
$36,220
54% below US
Rent as share of income
36%
US 21%
Home price to income
5.2×
US 3.9×
Sales tax
6.625%
Rent by number of bedrooms
HUD 2027 fair market rents for Atlantic City-Hammonton, NJ HUD Metro FMR Area (gross rent including utilities, near the 40th percentile of local rents). Source: HUD USER.
How Atlantic City compares
- Atlantic City$1,084
- New Jersey$1,653
- United States$1,348
- Princeton$2,448
- Edison$1,885
- Jersey City$1,902
- Newark$1,330
- Atlantic City$189,600
- New Jersey$427,600
- United States$303,400
- Princeton$1,040,400
- Edison$481,700
- Jersey City$534,500
- Newark$337,800
Taxes
Compare with nearby cities
Life in Atlantic City
Questions
Is Atlantic City expensive to live in?
Housing in Atlantic City is cheaper than the national average: median rent is $1,084 (20% below US) and the median home value is $189,600 (38% below US).
How much is rent in Atlantic City?
The median gross rent is $1,084 a month. HUD’s 2027 fair market rents for the area are studio $1,378, 1 bedroom $1,567, 2 bedrooms $1,899, 3 bedrooms $2,578, 4 bedrooms $2,849.
How much of their income do renters spend in Atlantic City?
At the median, a year’s rent ($13,008) equals about 36% of the median household income ($36,220); nationally it’s about 21%.
What are taxes like in Atlantic City?
Sales tax is 6.625% and property taxes run about 2.96% of home value a year.
Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; HUD fair market rents; NJ Division of Taxation, Sales and Use Tax page (last updated 11/04/2026): 6.625% statewide rate.